Mortgage Underwriter

Employment Type

: Full-Time


: Accounting

REMOTE Mortgage Loan Underwriter - VA/FHA

This Jobot Job is hosted by: Jon Lopez
Are you a fit? Easy Apply now by clicking the 'Apply on company site' button and sending us your resume.
Salary: $75,000 - $115,000

A bit about us:

A full-service residential mortgage bank is looking to add an experienced Mortgage Loan Underwriter to their growing and collaborative team.

Job Details

The successful candidate must be VA and FHA certified, and have a strong working knowledge of loan processing, closing, and insuring.

Responsibilities will include:

  • Underwrite and decision agency conforming and jumbo residential mortgage loans
  • Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents
  • Review appraisal reports to identify and resolve any discrepancies discovered within
  • Perform a thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for the loan
  • Calculate qualifying ratios, determine creditworthiness; provide risk opinions

Qualifications/About You:

  • Must be able to underwrite VA, FHA & Conventional
  • Underwriting: 4 years (Required)
  • 4+ years of experience underwriting FNMA, FHLMC, and Non-Conforming mortgages is a plus
  • LAPP & SAR Required
  • Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
  • Categorical understanding of the mortgage lending process
  • Ability to carry out requisite loan calculations (DTI, LTV, etc.)
  • Capable of preparing findings reports
  • Ability to handle multiple files simultaneously
  • Strong written and verbal communication
  • Perform well in team environments
  • The drive to build something new

Interested in hearing more? Easy Apply now by clicking the 'Apply on company site' button.

Job Requirements:

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